Orchard Bank Classic MasterCard®

• 0% introductory APR on purchases for up to the first 15 months
• No annual fee with the flexibility to pay in full or carry a balance.
• No annual fee for Additional Cards.
• Option to enroll in the complimentary Membership Rewards Express® program, with flexible rewards for you or your business.  There's no limit to the number of points you can earn and points have no expiration date.
• Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
• Built-in ExpressPay technology that lets you make small purchases fast without swiping your Card

• No fees of any kind. No annual fee, no late fees,no over-limit fees, no balance transfer fees, no cash advance fees.
• Automatic Rewards. You'll get an American Expressbranded shopping card worth $25 delivered straight to your door everytime you spend $2,500. 
• Flexible PaymentTerms. You can pay in full, or carry a balance. The choice is yours.
• Flexibility to pay over time 
• No annual fee and 0% intro APR for up to 12months.
• World class Cardmember benefits includingPurchase Protection Plan, Buyers Assurance Plan, and ReturnProtection.
• Express Approval. Get a decision inless than 60 seconds.

Rebates on the following:

• 5% for buying gas.
• 3% for dining out.
• 2% for travel purchases from airline, lodging, car rental, cruise line, travel agency and tour operator merchants.
• 1% on all other Eligible Purchases.
• Rebates are awarded annually in the form of an in-store coupon.